The pencil skirt is a solid addition to your wardrobe and a chic choice for fall. It’s traditional, with added style. Paired and belted with a cardigan, gives it polish. This outfit is a combination of two favorite designers: Tory Burch and Altuzarra. The wonderful thing about this look is the high style without the high price. The Tory Burch cardigan is vintage, that I purchased at a consignment shop. And the Altuzarra pencil skirt, belt, and blouse are pieces from the Altuzarra for Target collaboration.